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22nd May 2018 - We supply all makes and models at competitive prices please ring or email your exact requirements!
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Testimonials

I'd like to say a huge thanks to you and your team at Finance 1 Ltd. I have recently leased two brand new Citroen vans from you and I couldn't be happier with them.

You and your team were extremely professional and I have and will continue to recommend your services to family, friends and clients.

From our first telephone conversation to when they were delivered you listened to all our requests ranging from the vehicle colours to the spec inside and manged them all and still kept within our price range.

You kept me updated throughout the process and were even kind enough to take delivery of the vans on our behalf at your office.

Thanks

Steve Shipp

I would like to thank both yourself and the staff at Finance One for your outstanding and most professional service with regards to my 2 company vans. I will definitely be using Finance One for all future commercial vehicles and whether purchasing or leasing will not hesitate to refer to friends, family and colleagues.

I was very unsure of my situation as both of my vans were coming to the end of their agreements. After ascertaining how we used our vehicles and the yearly mileage you advised us on purchasing one of them and replacing the other with a brand new one instead of leasing as it would be better for us long term. You even got me a buyer for the one I was selling!

You then organised all of this for me and turned a situation I was dreading to have to sort out into a simple matter with a good financial saving! Many thanks again for saving me so much time and headaches.

David Wernham

May I thank the team at Finance One for an exceptional service in relation to the recent delivery to our organisation.

I look forward to speaking with you soon, and to a long and mutually beneficial business relationship.

Tony Palmer

Wanted to say a massive thank you to all at Finance One with acquiring my new car. LOVE IT!

Oliver Thompson

Just wanted to than you re your help with the recent car lease. The car is exactly what we need. As usual the customer car from you guys was exceptional. That's why I have gotten all my cars through Finance 1 and I will be knocking on your door when the current lease is up!

Mr T O'Reilly

Just wanted to say a big thank you to you all for arranging the car for last Wednesday. The delivery driver was fantastic and made it so special. Many thanks for co-ordinating it all, it made Lucy's 18th birthday so special

Ms D Disley

Took delivery of the car this morning. Just a short note to thank you both for sourcing and acquiring a vehicle so quickly for me. I will certainly be recommending Finance 1 to colleagues and friends.

Michael Usher

Just want to say Thank You to David and all at Finance One for yet another fantastic car and service. Could not be happier

Mr M Reed

I'd like to thank David for his time. He has made this a very easy decision for me and I will be recommending his services.

Mr A Benge

I would like to thank and recommend David and the Team at Finance One. the service has been excellent from day one from sourcing the vehicle to negotiating the price.

Thanks again and I will have no hesitation in recommending you to anyone I know.

Brian Downton

co2 Up to 75 g/km (Low CO2)co2 0-0 g/kmco2 1-50 g/kmco2 51-75 g/kmco2 76-90 g/kmco2 91-100 g/kmco2 101-110 g/kmco2 111-130 g/kmco2 131-150 g/kmco2 151-170 g/kmco2 171-190 g/kmco2 191-225 g/kmco2 226-255 g/kmco2 256> g/km
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Business contract hire cars

Special deal
Business contract hire Mercedes-Benz C Class, Coupe
Mercedes-Benz C Class C220 Coupe
2.1 d 170 AMG Line 2Dr G-Tronic+ [Start Stop]
£269.00 + VAT monthly rental
£2421.00 + VAT initial rental
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2.1 litre Diesel Automatic
+ compare
Special deal
Business contract hire Ford Focus, Hatchback
Ford Focus Hatch
1.0 T EcoBoost 140 ST-Line 5Dr Manual [Start Stop]
£146.60 + VAT monthly rental
£1319.40 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 8000
1 litre Petrol Manual
+ compare
Special deal
Business contract hire Mercedes-Benz E Class, Coupe
Mercedes-Benz E Class E220 Coupe
2.0 d 194 AMG Line 2Dr G-Tronic+ [Start Stop] [Premium]
£309.99 + VAT monthly rental
£2789.91 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Special deal
Business contract hire Mercedes-Benz GLC, 4x4
Mercedes-Benz GLC GLC250 SUV 4MATIC
2.1 d 204 AMG Line 5Dr G-Tronic [Start Stop]
£309.99 + VAT monthly rental
£2789.91 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2.1 litre Diesel Automatic
+ compare
Special deal
Business contract hire Mercedes-Benz B Class, MPV
Mercedes-Benz B Class B180 MPV
1.5 d 109 Sport 5Dr Manual [Start Stop]
£169.99 + VAT monthly rental
£1529.91 + VAT initial rental
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
Diesel Manual
+ compare
Special deal
Business contract hire Mercedes-Benz GLE, 4x4
Mercedes-Benz GLE GLE250 SUV 4MATIC
2.1 d 204 AMG Night Edition 5Dr G-Tronic [Start Stop]
£399.99 + VAT monthly rental
£3599.91 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2.1 litre Diesel Automatic
+ compare
Special deal
Business contract hire Mercedes-Benz A Class, Hatchback
Mercedes-Benz A Class A180 Hatch
1.5 d 116 AMG Line 5Dr 7G-DCT [Start Stop]
£229.99 + VAT monthly rental
£2069.91 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 5000
1.5 litre Diesel Automatic
+ compare
Special deal
Business contract hire Audi TT, Coupe
Audi TT Coupe
1.8 TFSI 180 Sport 3Dr Manual [Start Stop]
£212.55 + VAT monthly rental
£1912.95 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
Petrol Manual
+ compare
Special deal
Business contract hire Mercedes-Benz E Class, Saloon
Mercedes-Benz E Class E220 Saloon
2.0 d 194 AMG Line 4Dr G-Tronic+ [Start Stop]
£274.99 + VAT monthly rental
£2474.91 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Special deal
Business contract hire Mercedes-Benz E Class, Estate
Mercedes-Benz E Class E220 Estate
2.0 d 194 SE 5Dr G-Tronic+ [Start Stop]
£259.99 + VAT monthly rental
£2339.91 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Special deal
Business contract hire Audi A3, Saloon
Audi A3 RS3 Saloon quattro
2.5 TFSI 400 4Dr S Tronic [Start Stop]
£397.89 + VAT monthly rental
£3581.01 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
2.5 litre Petrol Automatic
+ compare
Special deal
Business contract hire Volkswagen Golf, Hatchback
Volkswagen Golf Hatch 4Motion
2.0 TSI 310 R 5Dr Manual [Start Stop]
£258.14 + VAT monthly rental
£2323.26 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 8000
2 litre Petrol Manual
+ compare
Special deal
Business contract hire Audi A5, Coupe
Audi A5 S5 Coupe quattro
3.0 TFSI V6 354 2Dr Tiptronic [Start Stop]
£361.59 + VAT monthly rental
£3254.31 + VAT initial rental
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
3 litre Petrol Automatic
+ compare
Special deal
Business contract hire MINI Countryman, Hatchback
MINI Countryman Cooper S All4
1.5 E PHEV 7.6kWh 224 5Dr Auto [Start Stop]
£236.63 + VAT monthly rental
£1419.78 + VAT initial rental
This vehicle has low CO2 emissions (55 g/mk)
Business contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
1.5 litre Petrol/PlugIn Electric Hybrid Automatic
+ compare
Special deal
Business contract hire Audi A6, Saloon
Audi A6 Saloon
1.8 TFSI 190 S line 4Dr S Tronic [Start Stop]
£250.58 + VAT monthly rental
£2255.22 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 5000
1.8 litre Petrol Automatic
+ compare
Special deal
Business contract hire Mercedes-Benz A Class, Hatchback
Mercedes-Benz A Class A180 Hatch
1.5 d 116 SE 5Dr 7G-DCT [Start Stop]
£209.99 + VAT monthly rental
£1889.91 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 5000
1.5 litre Diesel Automatic
+ compare
Special deal
Business contract hire Volkswagen up!, Hatchback
Volkswagen up! Hatch
1.0 60 Move up! 5Dr Manual [Start Stop]
£112.94 + VAT monthly rental
£1016.46 + VAT initial rental
Business contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 8000
1 litre Petrol Manual
+ compare
Special deal
Business contract hire Audi A6, Saloon
Audi A6 Saloon
1.8 TFSI 190 Black Edition 4Dr S Tronic [Start Stop]
£272.78 + VAT monthly rental
£2455.02 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
1.8 litre Petrol Automatic
+ compare
Special deal
Business contract hire Audi TT, Coupe
Audi TT Coupe
1.8 TFSI 180 Black Edition 3Dr S Tronic [Start Stop]
£249.54 + VAT monthly rental
£2245.86 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
1.8 litre Petrol Automatic
+ compare
Special deal
Business contract hire Volkswagen Golf, Hatchback
Volkswagen Golf Hatch
1.4 TSI 125 SE Nav 5Dr Manual [Start Stop]
£156.54 + VAT monthly rental
£1408.86 + VAT initial rental
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
1.4 litre Petrol Manual
+ compare
Special deal
Business contract hire SEAT Arona, 4x4
SEAT Arona SUV
1.6 TDI 95 XCELLENCE 5Dr DSG [Start Stop]
£199.00 + VAT monthly rental
£1194.00 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
1.6 litre Diesel Automatic
+ compare
Special deal
Business contract hire Mercedes-Benz C Class, Coupe
Mercedes-Benz C Class C250 Coupe
2.1 d 204 AMG Line 2Dr G-Tronic+ [Start Stop]
£279.99 + VAT monthly rental
£2519.91 + VAT initial rental
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2.1 litre Diesel Automatic
+ compare
Special deal
Business contract hire Mercedes-Benz E Class, Saloon
Mercedes-Benz E Class E220 Saloon
2.0 d 194 SE 4Dr G-Tronic+ [Start Stop]
£259.99 + VAT monthly rental
£2339.91 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Special deal
Business contract hire Mercedes-Benz E Class, Estate
Mercedes-Benz E Class E220 Estate
2.0 d 194 AMG Line 5Dr G-Tronic+ [Start Stop]
£279.99 + VAT monthly rental
£2519.91 + VAT initial rental
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Business contract hire Land Rover Range Rover, 4x4
Land Rover Range Rover SUV
3.0 TD V6 258 Vogue 5Dr Auto [Start Stop]
£975.00 + VAT monthly rental
£5850.00 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
3 litre Diesel Automatic
+ compare
Business contract hire BMW 4 Series, Coupe
BMW 4 Series 420 Coupe
2.0 d 190 M Sport 2Dr Auto [Start Stop]
£323.85 + VAT monthly rental
£1943.10 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Mercedes-Benz C Class C220 Coupe
2.1 d 170 AMG Line 2Dr G-Tronic+ [Start Stop]
£269.00 + VAT monthly rental
£2421.00 + VAT initial rental
Special deal
Business contract hire Mercedes-Benz C Class, Coupe
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2.1 litre Diesel Automatic
+ compare
Ford Focus Hatch
1.0 T EcoBoost 140 ST-Line 5Dr Manual [Start Stop]
£146.60 + VAT monthly rental
£1319.40 + VAT initial rental
Special deal
Business contract hire Ford Focus, Hatchback
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 8000
1 litre Petrol Manual
+ compare
Mercedes-Benz E Class E220 Coupe
2.0 d 194 AMG Line 2Dr G-Tronic+ [Start Stop] [Premium]
£309.99 + VAT monthly rental
£2789.91 + VAT initial rental
Special deal
Business contract hire Mercedes-Benz E Class, Coupe
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Mercedes-Benz GLC GLC250 SUV 4MATIC
2.1 d 204 AMG Line 5Dr G-Tronic [Start Stop]
£309.99 + VAT monthly rental
£2789.91 + VAT initial rental
Special deal
Business contract hire Mercedes-Benz GLC, 4x4
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2.1 litre Diesel Automatic
+ compare
Mercedes-Benz B Class B180 MPV
1.5 d 109 Sport 5Dr Manual [Start Stop]
£169.99 + VAT monthly rental
£1529.91 + VAT initial rental
Special deal
Business contract hire Mercedes-Benz B Class, MPV
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
Diesel Manual
+ compare
Mercedes-Benz GLE GLE250 SUV 4MATIC
2.1 d 204 AMG Night Edition 5Dr G-Tronic [Start Stop]
£399.99 + VAT monthly rental
£3599.91 + VAT initial rental
Special deal
Business contract hire Mercedes-Benz GLE, 4x4
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2.1 litre Diesel Automatic
+ compare
Mercedes-Benz A Class A180 Hatch
1.5 d 116 AMG Line 5Dr 7G-DCT [Start Stop]
£229.99 + VAT monthly rental
£2069.91 + VAT initial rental
Special deal
Business contract hire Mercedes-Benz A Class, Hatchback
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 5000
1.5 litre Diesel Automatic
+ compare
Audi TT Coupe
1.8 TFSI 180 Sport 3Dr Manual [Start Stop]
£212.55 + VAT monthly rental
£1912.95 + VAT initial rental
Special deal
Business contract hire Audi TT, Coupe
This vehicle is in stock
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
Petrol Manual
+ compare
Mercedes-Benz E Class E220 Saloon
2.0 d 194 AMG Line 4Dr G-Tronic+ [Start Stop]
£274.99 + VAT monthly rental
£2474.91 + VAT initial rental
Special deal
Business contract hire Mercedes-Benz E Class, Saloon
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Mercedes-Benz E Class E220 Estate
2.0 d 194 SE 5Dr G-Tronic+ [Start Stop]
£259.99 + VAT monthly rental
£2339.91 + VAT initial rental
Special deal
Business contract hire Mercedes-Benz E Class, Estate
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Audi A3 RS3 Saloon quattro
2.5 TFSI 400 4Dr S Tronic [Start Stop]
£397.89 + VAT monthly rental
£3581.01 + VAT initial rental
Special deal
Business contract hire Audi A3, Saloon
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
2.5 litre Petrol Automatic
+ compare
Volkswagen Golf Hatch 4Motion
2.0 TSI 310 R 5Dr Manual [Start Stop]
£258.14 + VAT monthly rental
£2323.26 + VAT initial rental
Special deal
Business contract hire Volkswagen Golf, Hatchback
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 8000
2 litre Petrol Manual
+ compare
Audi A5 S5 Coupe quattro
3.0 TFSI V6 354 2Dr Tiptronic [Start Stop]
£361.59 + VAT monthly rental
£3254.31 + VAT initial rental
Special deal
Business contract hire Audi A5, Coupe
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
3 litre Petrol Automatic
+ compare
MINI Countryman Cooper S All4
1.5 E PHEV 7.6kWh 224 5Dr Auto [Start Stop]
£236.63 + VAT monthly rental
£1419.78 + VAT initial rental
Special deal
Business contract hire MINI Countryman, Hatchback
This vehicle has low CO2 emissions (55 g/mk)
Business contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
1.5 litre Petrol/PlugIn Electric Hybrid Automatic
+ compare
Audi A6 Saloon
1.8 TFSI 190 S line 4Dr S Tronic [Start Stop]
£250.58 + VAT monthly rental
£2255.22 + VAT initial rental
Special deal
Business contract hire Audi A6, Saloon
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 5000
1.8 litre Petrol Automatic
+ compare
Mercedes-Benz A Class A180 Hatch
1.5 d 116 SE 5Dr 7G-DCT [Start Stop]
£209.99 + VAT monthly rental
£1889.91 + VAT initial rental
Special deal
Business contract hire Mercedes-Benz A Class, Hatchback
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 5000
1.5 litre Diesel Automatic
+ compare
Volkswagen up! Hatch
1.0 60 Move up! 5Dr Manual [Start Stop]
£112.94 + VAT monthly rental
£1016.46 + VAT initial rental
Special deal
Business contract hire Volkswagen up!, Hatchback
Business contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 8000
1 litre Petrol Manual
+ compare
Audi A6 Saloon
1.8 TFSI 190 Black Edition 4Dr S Tronic [Start Stop]
£272.78 + VAT monthly rental
£2455.02 + VAT initial rental
Special deal
Business contract hire Audi A6, Saloon
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
1.8 litre Petrol Automatic
+ compare
Audi TT Coupe
1.8 TFSI 180 Black Edition 3Dr S Tronic [Start Stop]
£249.54 + VAT monthly rental
£2245.86 + VAT initial rental
Special deal
Business contract hire Audi TT, Coupe
This vehicle is in stock
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
1.8 litre Petrol Automatic
+ compare
Volkswagen Golf Hatch
1.4 TSI 125 SE Nav 5Dr Manual [Start Stop]
£156.54 + VAT monthly rental
£1408.86 + VAT initial rental
Special deal
Business contract hire Volkswagen Golf, Hatchback
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
1.4 litre Petrol Manual
+ compare
SEAT Arona SUV
1.6 TDI 95 XCELLENCE 5Dr DSG [Start Stop]
£199.00 + VAT monthly rental
£1194.00 + VAT initial rental
Special deal
Business contract hire SEAT Arona, 4x4
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
1.6 litre Diesel Automatic
+ compare
Mercedes-Benz C Class C250 Coupe
2.1 d 204 AMG Line 2Dr G-Tronic+ [Start Stop]
£279.99 + VAT monthly rental
£2519.91 + VAT initial rental
Special deal
Business contract hire Mercedes-Benz C Class, Coupe
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2.1 litre Diesel Automatic
+ compare
Mercedes-Benz E Class E220 Saloon
2.0 d 194 SE 4Dr G-Tronic+ [Start Stop]
£259.99 + VAT monthly rental
£2339.91 + VAT initial rental
Special deal
Business contract hire Mercedes-Benz E Class, Saloon
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Mercedes-Benz E Class E220 Estate
2.0 d 194 AMG Line 5Dr G-Tronic+ [Start Stop]
£279.99 + VAT monthly rental
£2519.91 + VAT initial rental
Special deal
Business contract hire Mercedes-Benz E Class, Estate
Business contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Land Rover Range Rover SUV
3.0 TD V6 258 Vogue 5Dr Auto [Start Stop]
£975.00 + VAT monthly rental
£5850.00 + VAT initial rental
Business contract hire Land Rover Range Rover, 4x4
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
3 litre Diesel Automatic
+ compare
BMW 4 Series 420 Coupe
2.0 d 190 M Sport 2Dr Auto [Start Stop]
£323.85 + VAT monthly rental
£1943.10 + VAT initial rental
Business contract hire BMW 4 Series, Coupe
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
2 litre Diesel Automatic
+ compare

About business contract hire

Business Contract Hire is commonly referred to as vehicle lease and allows businesses a fixed payment method for the use of a vehicle for a term of normally between 12-48 months. The payments attract VAT of which for cars 50% and for commercial vehicles 100% of the finance element is reclaimable, 100% of the VAT for any maintenance payment is reclaimable. The rental payments are also classed as a true business expense so can be wholly offset against corporation tax. The benefits are fixed monthly payments with no disposal risk but reasonable care has to be taken of the vehicle and also there is an obligation to remain under the stated mileage at the contract inception or the finance company will levy a charge for loss of value.

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