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19th Nov 2018 - We supply all makes and models at competitive prices please ring or email your exact requirements!
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Testimonials

The car has been delivered, no problems at all.

Thank you so much for making sure everything went smoothly.

R Saunders

I would like to thank both yourself and the staff at Finance One for your outstanding and most professional service with regards to my 2 company vans. I will definitely be using Finance One for all future commercial vehicles and whether purchasing or leasing will not hesitate to refer to friends, family and colleagues.

I was very unsure of my situation as both of my vans were coming to the end of their agreements. After ascertaining how we used our vehicles and the yearly mileage you advised us on purchasing one of them and replacing the other with a brand new one instead of leasing as it would be better for us long term. You even got me a buyer for the one I was selling!

You then organised all of this for me and turned a situation I was dreading to have to sort out into a simple matter with a good financial saving! Many thanks again for saving me so much time and headaches.

David Wernham

Just want to say Thank You to David and all at Finance One for yet another fantastic car and service. Could not be happier

Mr M Reed

I'd like to thank David for his time. He has made this a very easy decision for me and I will be recommending his services.

Mr A Benge

Finance paid out in just 3 hours! Thank you once again for your prompt and professional service.

Mr Hassan Emin

I'd like to say a huge thanks to you and your team at Finance 1 Ltd. I have recently leased two brand new Citroen vans from you and I couldn't be happier with them.

You and your team were extremely professional and I have and will continue to recommend your services to family, friends and clients.

From our first telephone conversation to when they were delivered you listened to all our requests ranging from the vehicle colours to the spec inside and manged them all and still kept within our price range.

You kept me updated throughout the process and were even kind enough to take delivery of the vans on our behalf at your office.

Thanks

Steve Shipp

Wanted to say a massive thank you to all at Finance One with acquiring my new car. LOVE IT!

Oliver Thompson

May I thank the team at Finance One for an exceptional service in relation to the recent delivery to our organisation.

I look forward to speaking with you soon, and to a long and mutually beneficial business relationship.

Tony Palmer

The one thing about your company that stands out the most, is the service and within that service is the incredible patience you showed.

Mr D Bridge

Just wanted to than you re your help with the recent car lease. The car is exactly what we need. As usual the customer car from you guys was exceptional. That's why I have gotten all my cars through Finance 1 and I will be knocking on your door when the current lease is up!

Mr T O'Reilly

co2 Up to 75 g/km (Low CO2)co2 0-0 g/kmco2 1-50 g/kmco2 51-75 g/kmco2 76-90 g/kmco2 91-100 g/kmco2 101-110 g/kmco2 111-130 g/kmco2 131-150 g/kmco2 151-170 g/kmco2 171-190 g/kmco2 191-225 g/kmco2 226-255 g/kmco2 256> g/km
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Lease purchase

Lease Purchase is for people who would like to own a vehicle but do not necessarily have the money to buy one immediately

Lease Purchase is another type of vehicle finance which is ideal for non VAT registered customers who eventually wish to take ownership

Advantages:

  • Low initial payment
  • Fixed mileage contract
  • Ideal for non-VAT registered customers who want eventual ownership of the vehicle
  • Effective budgeting with balloon facility, ownership of the vehicle is acquired once the balloon has been paid in full at the end of the contract
  • Monthly payments are not subject to VAT
  • The vehicle will become a company asset
  • Lease Purchase frees up finance for other aspects of your company
  • The vehicle will appear on your balance sheet and you can record the value against taxable profits

Disadvantages:

  • The balloon payment must be paid for at the end of the contract
  • The vehicle is yours once you have paid the balloon payment. In some cases the balloon can be higher than the residual value
  • Dedicated funding product, which does not include maintenance or any other value added services
  • You must have fully comprehensive vehicle insurance

More Information on Lease Purchase:

It is a flexible product and it is possible to put down a larger initial payment, which has the advantage of reducing the monthly payments. The monthly cost is worked out on the difference between the retail value and the depreciation value plus interest. This means that choosing Lease Purchase for a vehicle which holds its value will work out in your favour.

The main difference between Lease Purchase and Contract Purchase is that instead of having the choice at the end of the contract to purchase the vehicle, which you would have with Contract Purchase, you have already entered into a contract to purchase the vehicle at the end of the contract with Lease Purchase.

This contract is only for those who are absolutely sure that they want to take ownership of the vehicle at the end of the contractual period, and pay any balloon payments attached to the contract. Lease Purchase agreements typically last between 2 and 4 years although the agreement can be settled at any time throughout the contract.

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