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21st Mar 2018 - We supply all makes and models at competitive prices please ring or email your exact requirements!
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Finance paid out in just 3 hours! Thank you once again for your prompt and professional service.

Mr Hassan Emin

The one thing about your company that stands out the most, is the service and within that service is the incredible patience you showed.

D B Decor

Just want to say Thank You to David and all at Finance One for yet another fantastic car and service. Could not be happier

Mr M Reed

We recently purchased a van from you and I wanted to take the opportunity of thanking you for making it a smooth operation.

We needed a new van on the road asap. From my first phone call to you to taking delivery of the new van was approximately a week. This helped us to continue to do business for our clients with minimal disruption to our regular service.

You and your team were on hand throughout the process with any questions that I had along the way answered and the paperwork side of things was made clear and transparent to me. The price was good and we will certainly be recommending you to our clients, acquaintances, friends and family.

Craig R Smith

Wanted to say a massive thank you to all at Finance One with acquiring my new car. LOVE IT!

Oliver Thompson

Just wanted to than you re your help with the recent car lease. The car is exactly what we need. As usual the customer car from you guys was exceptional. That's why I have gotten all my cars through Finance 1 and I will be knocking on your door when the current lease is up!

Mr T O'Reilly

Took delivery of the car this morning. Just a short note to thank you both for sourcing and acquiring a vehicle so quickly for me. I will certainly be recommending Finance 1 to colleagues and friends.

TPS Construction Ltd

I'd liek to say a huge thanks to you and your team at Finance 1 Ltd. I have recently leased two brand new Citroen Vans from you and I couldn't be happier with them.

You and your team were extremely professional and I have and will continue to recommend your services to family, friends and clients.

From our first telephone conversation to when they were delivered you listened to all our requests ranging from the vehicle colours to the spec inside and manged them all and still kept within our price range.

You kept me updated throughout the process and were even kind enough to take delivery of the vans on our behalf at your office.


SRC Security Systems Ltd

I would like to thank both yourself and the staff at Finance One for your outstanding and most professional service with regards to my 2 company vans. I will definitely be using Finance One for all future commercial vehicles and whether purchasing or leasing will not hesitate to refer to friends, family and colleagues.

I was very unsure of my situation as both of my vans were coming to the end of their agreements. After ascertaining how we used our vehicles and the yearly mileage you advised us on purchasing one of them and replacing the other with a brand new one instead of leasing as it would be better for us long term. You even got me a buyer for the one I was selling!

You then organised all of this for me and turned a situation I was dreading to have to sort out into a simple matter with a good financial saving! Many thanks again for saving me so much time and headaches.

David Wernham - Quest Pringin & Design U

May I thank the team at Finance One for an exceptional service in relation to the recent delivery to ADM!

I look forward to speaking with you soon, and to a long and mutually beneficial business relationship.

Tony Palmer - ADM Ltd

co2 Up to 75 g/km (Low CO2)co2 0-0 g/kmco2 1-50 g/kmco2 51-75 g/kmco2 76-90 g/kmco2 91-100 g/kmco2 101-110 g/kmco2 111-130 g/kmco2 131-150 g/kmco2 151-170 g/kmco2 171-190 g/kmco2 191-225 g/kmco2 226-255 g/kmco2 256> g/km
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Personal Contract Hire

As the name suggests Personal Contract Hire (also known as personal leasing) is simply contract hire but for individuals

Personal Contract Hire (PCH) is based on a fixed term contract where customers pay an agreed monthly charge for the use of a vehicle for a previously agreed period.


  • Flexible initial payment
  • Fixed term contract
  • Fixed mileage contract
  • Fixed cost motoring
  • Flexible profiles to suit you
  • You only pay for the use of the vehicle
  • At the end of your contract simply hand the vehicle back
  • Option of including maintenance with the contract
  • No depreciation or disposal risk


  • Vehicle must be returned in a well maintained condition
  • Early termination can be expensive
  • You must have fully comprehensive vehicle insurance
  • You will never own the vehicle

More Information on Personal Contract Hire:

It benefits customers wishing to eliminate the financial risk associated with disposing of a vehicle. Contracts are usually taken over two, three or four years, providing a high level of flexibility. Some contracts can be formally extended beyond the end of contract date if required. Just ask and we can answer any of your questions regarding extending your contract.

PCH is very similar to business Contract Hire; both are based on a fixed annual mileage agreed on inception of a contract. You will need to decide how many miles you drive each year before quotations can be obtained. Once you have stated how many miles you drive in a year and considered which vehicle you would like to lease a quote can be created for you by one of our sales team.

Regulations with regard to making mileage amendments after contracts are live vary from funder to funder, so it is always better to be as accurate as you can be. If you do exceed the agreed allowance at the end of your contract you will pay an excess mileage charge, which will have been agreed upon prior to signing the finance agreement.

Please remember this when deciding upon you annual mileage. If you are looking to have predictable motoring costs adding maintenance to your monthly payment is easy. Maintenance is there to put your mind at rest should any challenges arise with your vehicle and generally covers servicing, routine maintenance, tyres, exhausts and batteries.

Please note that it is responsibility of the person named on the finance agreement to arrange and pay for fully comprehensive insurance for the vehicle. It is important that the vehicle is returned in accordance with the guidelines set out in the 'Fair Wear and Tear Guide', a copy of which is made available to customers when they are near the end of their PCH agreement.

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