Selected all your options? Now click here >>
22nd Sep 2018 - We supply all makes and models at competitive prices please ring or email your exact requirements!
Quick contact

Follow our tweets
Visit our Linkedin page
Read what our clients say about us
Our contact details
Read our blog
Testimonials

I'd like to say a huge thanks to you and your team at Finance 1 Ltd. I have recently leased two brand new Citroen vans from you and I couldn't be happier with them.

You and your team were extremely professional and I have and will continue to recommend your services to family, friends and clients.

From our first telephone conversation to when they were delivered you listened to all our requests ranging from the vehicle colours to the spec inside and manged them all and still kept within our price range.

You kept me updated throughout the process and were even kind enough to take delivery of the vans on our behalf at your office.

Thanks

Steve Shipp

Finance paid out in just 3 hours! Thank you once again for your prompt and professional service.

Mr Hassan Emin

Just wanted to than you re your help with the recent car lease. The car is exactly what we need. As usual the customer car from you guys was exceptional. That's why I have gotten all my cars through Finance 1 and I will be knocking on your door when the current lease is up!

Mr T O'Reilly

May I thank the team at Finance One for an exceptional service in relation to the recent delivery to our organisation.

I look forward to speaking with you soon, and to a long and mutually beneficial business relationship.

Tony Palmer

Took delivery of the car this morning. Just a short note to thank you both for sourcing and acquiring a vehicle so quickly for me. I will certainly be recommending Finance 1 to colleagues and friends.

Michael Usher

Just wanted to say a big thank you to you all for arranging the car for last Wednesday. The delivery driver was fantastic and made it so special. Many thanks for co-ordinating it all, it made Lucy's 18th birthday so special

Ms D Disley

I would like to thank both yourself and the staff at Finance One for your outstanding and most professional service with regards to my 2 company vans. I will definitely be using Finance One for all future commercial vehicles and whether purchasing or leasing will not hesitate to refer to friends, family and colleagues.

I was very unsure of my situation as both of my vans were coming to the end of their agreements. After ascertaining how we used our vehicles and the yearly mileage you advised us on purchasing one of them and replacing the other with a brand new one instead of leasing as it would be better for us long term. You even got me a buyer for the one I was selling!

You then organised all of this for me and turned a situation I was dreading to have to sort out into a simple matter with a good financial saving! Many thanks again for saving me so much time and headaches.

David Wernham

The car has been delivered, no problems at all.

Thank you so much for making sure everything went smoothly.

R Saunders

I would like to thank and recommend David and the Team at Finance One. the service has been excellent from day one from sourcing the vehicle to negotiating the price.

Thanks again and I will have no hesitation in recommending you to anyone I know.

Brian Downton

Wanted to say a massive thank you to all at Finance One with acquiring my new car. LOVE IT!

Oliver Thompson

co2 Up to 75 g/km (Low CO2)co2 0-0 g/kmco2 1-50 g/kmco2 51-75 g/kmco2 76-90 g/kmco2 91-100 g/kmco2 101-110 g/kmco2 111-130 g/kmco2 131-150 g/kmco2 151-170 g/kmco2 171-190 g/kmco2 191-225 g/kmco2 226-255 g/kmco2 256> g/km
Switch to VansPower searchRequest a quoteRequest a call backNewsletter subscribeCars in stockApply for finance

Personal Contract Hire

As the name suggests Personal Contract Hire (also known as personal leasing) is simply contract hire but for individuals

Personal Contract Hire (PCH) is based on a fixed term contract where customers pay an agreed monthly charge for the use of a vehicle for a previously agreed period.

Advantages:

  • Flexible initial payment
  • Fixed term contract
  • Fixed mileage contract
  • Fixed cost motoring
  • Flexible profiles to suit you
  • You only pay for the use of the vehicle
  • At the end of your contract simply hand the vehicle back
  • Option of including maintenance with the contract
  • No depreciation or disposal risk

Disadvantages:

  • Vehicle must be returned in a well maintained condition
  • Early termination can be expensive
  • You must have fully comprehensive vehicle insurance
  • You will never own the vehicle

More Information on Personal Contract Hire:

It benefits customers wishing to eliminate the financial risk associated with disposing of a vehicle. Contracts are usually taken over two, three or four years, providing a high level of flexibility. Some contracts can be formally extended beyond the end of contract date if required. Just ask and we can answer any of your questions regarding extending your contract.

PCH is very similar to business Contract Hire; both are based on a fixed annual mileage agreed on inception of a contract. You will need to decide how many miles you drive each year before quotations can be obtained. Once you have stated how many miles you drive in a year and considered which vehicle you would like to lease a quote can be created for you by one of our sales team.

Regulations with regard to making mileage amendments after contracts are live vary from funder to funder, so it is always better to be as accurate as you can be. If you do exceed the agreed allowance at the end of your contract you will pay an excess mileage charge, which will have been agreed upon prior to signing the finance agreement.

Please remember this when deciding upon you annual mileage. If you are looking to have predictable motoring costs adding maintenance to your monthly payment is easy. Maintenance is there to put your mind at rest should any challenges arise with your vehicle and generally covers servicing, routine maintenance, tyres, exhausts and batteries.

Please note that it is responsibility of the person named on the finance agreement to arrange and pay for fully comprehensive insurance for the vehicle. It is important that the vehicle is returned in accordance with the guidelines set out in the 'Fair Wear and Tear Guide', a copy of which is made available to customers when they are near the end of their PCH agreement.

We use cookies to ensure that we give you the best experience on our website. If you continue without changing your settings, we'll assume that you are happy to receive all cookies on this website. However, if you would like to, you can change your cookie settings at any time. Close this message.