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19th Nov 2018 - We supply all makes and models at competitive prices please ring or email your exact requirements!
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Testimonials

We recently purchased a van from you and I wanted to take the opportunity of thanking you for making it a smooth operation.

We needed a new van on the road asap. From my first phone call to you to taking delivery of the new van was approximately a week. This helped us to continue to do business for our clients with minimal disruption to our regular service.

You and your team were on hand throughout the process with any questions that I had along the way answered and the paperwork side of things was made clear and transparent to me. The price was good and we will certainly be recommending you to our clients, acquaintances, friends and family.

Craig R Smith

The car has been delivered, no problems at all.

Thank you so much for making sure everything went smoothly.

R Saunders

Just wanted to say a big thank you to you all for arranging the car for last Wednesday. The delivery driver was fantastic and made it so special. Many thanks for co-ordinating it all, it made Lucy's 18th birthday so special

Ms D Disley

Just want to say Thank You to David and all at Finance One for yet another fantastic car and service. Could not be happier

Mr M Reed

Wanted to say a massive thank you to all at Finance One with acquiring my new car. LOVE IT!

Oliver Thompson

Just wanted to than you re your help with the recent car lease. The car is exactly what we need. As usual the customer car from you guys was exceptional. That's why I have gotten all my cars through Finance 1 and I will be knocking on your door when the current lease is up!

Mr T O'Reilly

Took delivery of the car this morning. Just a short note to thank you both for sourcing and acquiring a vehicle so quickly for me. I will certainly be recommending Finance 1 to colleagues and friends.

Michael Usher

I'd like to say a huge thanks to you and your team at Finance 1 Ltd. I have recently leased two brand new Citroen vans from you and I couldn't be happier with them.

You and your team were extremely professional and I have and will continue to recommend your services to family, friends and clients.

From our first telephone conversation to when they were delivered you listened to all our requests ranging from the vehicle colours to the spec inside and manged them all and still kept within our price range.

You kept me updated throughout the process and were even kind enough to take delivery of the vans on our behalf at your office.

Thanks

Steve Shipp

Finance One has just sourced a new commercial van for me, in a simple and extremely cost effective manner. The service provided was efficient and most importantly the van sourced was much cheaper than any high street or internet dealer that I had approached. Thank you for the professional and stress free experience.

Mr G Browne

I would like to thank both yourself and the staff at Finance One for your outstanding and most professional service with regards to my 2 company vans. I will definitely be using Finance One for all future commercial vehicles and whether purchasing or leasing will not hesitate to refer to friends, family and colleagues.

I was very unsure of my situation as both of my vans were coming to the end of their agreements. After ascertaining how we used our vehicles and the yearly mileage you advised us on purchasing one of them and replacing the other with a brand new one instead of leasing as it would be better for us long term. You even got me a buyer for the one I was selling!

You then organised all of this for me and turned a situation I was dreading to have to sort out into a simple matter with a good financial saving! Many thanks again for saving me so much time and headaches.

David Wernham

co2 Up to 75 g/km (Low CO2)co2 0-0 g/kmco2 1-50 g/kmco2 51-75 g/kmco2 76-90 g/kmco2 91-100 g/kmco2 101-110 g/kmco2 111-130 g/kmco2 131-150 g/kmco2 151-170 g/kmco2 171-190 g/kmco2 191-225 g/kmco2 226-255 g/kmco2 256> g/km
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Personal Contract Purchase

Personal Contract Purchase (PCP) is a type of vehicle finance agreement for personal customers looking to fund a new or used vehicle in a manageable way

The monthly payments are not subject to VAT, however if you do take out the optional service package then you will have to pay VAT on the service costs.

Advantages:

  • Low initial payment
  • Fixed monthly payments
  • You may be able to refinance the balloon payment
  • No depreciation concerns if you wish to walk away at the end
  • Maintenance and servicing can be included
  • Fixed balloon or guaranteed future value to purchase payment when you first take out the contract
  • Cost effective
  • Can be used to finance new or used vehicles

Disadvantages:

  • You will have to make a decision at the end of the contract as to whether you wish to sell the vehicle, return it or Keep it - this is often seen as an advantage to most people.
  • You must have fully comprehensive vehicle insurance

More Information on Personal Contract Purchase:

PCP is ideal for any individual who would like options at the end of their finance agreement. PCP customers make an initial payment when they first take out the contract, then pay fixed monthly payments and finally have an Optional Final Payment (OFP) at the end at the end of the contract which is also referred to as the GFV (Guaranteed Future Value).

You can trade in or sell your vehicle at a dealership and take another vehicle from them. If the trade in value is larger than the OFP you will be able to use the difference towards a deposit on a new vehicle. Or, you can simply return the vehicle to the funder, as long as you have not exceeded the mileage and the vehicle is in an appropriate condition for its age there will be no charge. Finally, you can keep the vehicle either by paying the OFP in full or you will find that most companies offer the opportunity to re-finance the OFP.

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