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18th Jul 2019 - We supply all makes and models at competitive prices please ring or email your exact requirements!
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Testimonials

Took delivery of the car this morning. Just a short note to thank you both for sourcing and acquiring a vehicle so quickly for me. I will certainly be recommending Finance 1 to colleagues and friends.

Michael Usher

I've just taken delivery of a new Fiat 500 after crashing my previous car on black ice last week and writing it off.

I can't praise David and Sue at Finance 1 highly enough for sourcing this car for me and taking all the stress out of the process, at a time when I was feeling overwhelmed. Their service was second to none. Thank you

L Ducker

May I thank the team at Finance One for an exceptional service in relation to the recent delivery to our organisation.

I look forward to speaking with you soon, and to a long and mutually beneficial business relationship.

Tony Palmer

The one thing about your company that stands out the most, is the service and within that service is the incredible patience you showed.

Mr D Bridge

I'd like to thank David for his time. He has made this a very easy decision for me and I will be recommending his services.

Mr A Benge

We recently purchased a van from you and I wanted to take the opportunity of thanking you for making it a smooth operation.

We needed a new van on the road asap. From my first phone call to you to taking delivery of the new van was approximately a week. This helped us to continue to do business for our clients with minimal disruption to our regular service.

You and your team were on hand throughout the process with any questions that I had along the way answered and the paperwork side of things was made clear and transparent to me. The price was good and we will certainly be recommending you to our clients, acquaintances, friends and family.

Craig R Smith

I would like to thank and recommend David and the Team at Finance One. the service has been excellent from day one from sourcing the vehicle to negotiating the price.

Thanks again and I will have no hesitation in recommending you to anyone I know.

Brian Downton

I'd like to say a huge thanks to you and your team at Finance 1 Ltd. I have recently leased two brand new Citroen vans from you and I couldn't be happier with them.

You and your team were extremely professional and I have and will continue to recommend your services to family, friends and clients.

From our first telephone conversation to when they were delivered you listened to all our requests ranging from the vehicle colours to the spec inside and manged them all and still kept within our price range.

You kept me updated throughout the process and were even kind enough to take delivery of the vans on our behalf at your office.

Thanks

Steve Shipp

Finance One has just sourced a new commercial van for me, in a simple and extremely cost effective manner. The service provided was efficient and most importantly the van sourced was much cheaper than any high street or internet dealer that I had approached. Thank you for the professional and stress free experience.

Mr G Browne

Finance paid out in just 3 hours! Thank you once again for your prompt and professional service.

Mr Hassan Emin

co2 Up to 75 g/km (Low CO2)co2 0-0 g/kmco2 1-50 g/kmco2 51-75 g/kmco2 76-90 g/kmco2 91-100 g/kmco2 101-110 g/kmco2 111-130 g/kmco2 131-150 g/kmco2 151-170 g/kmco2 171-190 g/kmco2 191-225 g/kmco2 226-255 g/kmco2 256> g/km
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Personal contract hire cars

Special deal
Personal contract hire Audi A5, Cabriolet
Audi A5 40 Cabriolet
2.0 TFSI 190 S line 2Dr S Tronic [Start Stop] [Technology]
£348.46 incl VAT monthly rental
£3136.14 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 6000
2 litre Petrol Automatic
+ compare
Personal contract hire Audi A5, Cabriolet
Audi A5 40 Cabriolet
2.0 TFSI 190 S line 2Dr S Tronic [Start Stop] [Technology]
£390.84 incl VAT monthly rental
£390.84 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 1 + 47
Annual mileage: 6000
2 litre Petrol Automatic
+ compare
Personal contract hire Audi A5, Cabriolet
Audi A5 40 Cabriolet
2.0 TFSI 190 S line 2Dr S Tronic [Start Stop]
£375.64 incl VAT monthly rental
£375.64 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 1 + 47
Annual mileage: 6000
2 litre Petrol Automatic
+ compare
Special deal
Personal contract hire Audi A5, Cabriolet
Audi A5 40 Cabriolet
2.0 TFSI 190 S line 2Dr S Tronic [Start Stop]
£333.35 incl VAT monthly rental
£3000.15 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 6000
2 litre Petrol Automatic
+ compare
Special deal
Personal contract hire Audi Q5, SUV / 4x4
Audi Q5 45 SUV quattro
2.0 TFSI 245 Black Edition 5Dr S Tronic [Start Stop] [Technology]
£390.67 incl VAT monthly rental
£3516.03 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Special deal
Personal contract hire BMW X1, SUV / 4x4
BMW X1 sDrive20 SUV
2.0 i 192 M Sport 5Dr DCT [Start Stop]
£256.61 incl VAT monthly rental
£2309.49 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 6000
2 litre Petrol Automatic
+ compare
Special deal
Personal contract hire Volkswagen Tiguan, SUV / 4x4
Volkswagen Tiguan SUV 2wd SWB
2.0 TDI 150 SEL 5Dr Manual [Start Stop]
£275.15 incl VAT monthly rental
£2476.35 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 6000
2 litre Diesel Manual
+ compare
Special deal
Personal contract hire BMW 1 Series, Hatchback
BMW 1 Series 118 Hatch RWD
1.5 i 136 M Sport Shadow Edition 5Dr Auto [Start Stop]
£232.46 incl VAT monthly rental
£2092.14 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 6000
1.5 litre Petrol Automatic
+ compare
Special deal
Personal contract hire Audi A4, Saloon
Audi A4 35 Saloon
2.0 TFSI 150 Black Edition 4Dr S Tronic [Start Stop]
£269.15 incl VAT monthly rental
£2422.35 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 5000
2 litre Petrol Automatic
+ compare
Special deal
Personal contract hire Nissan Qashqai, SUV / 4x4
Nissan Qashqai SUV 2wd
1.3 DIG-T 140 N-Connecta 5Dr Manual [Start Stop] [Pan Roof]
£184.62 incl VAT monthly rental
£2215.44 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 12 + 23
Annual mileage: 6000
1.3 litre Petrol Manual
+ compare
Personal contract hire Mazda Mazda3, Hatchback
Mazda Mazda3 Hatch
2.0 SKYACTIV-G 122 SE-L 5Dr Auto [Start Stop]
£249.59 incl VAT monthly rental
£1497.54 incl VAT initial rental
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Personal contract hire Mazda Mazda6, Saloon
Mazda Mazda6 Saloon
2.0 SKYACTIV-G 145 SE-L Nav+ 4Dr Auto [Start Stop]
£254.96 incl VAT monthly rental
£1529.76 incl VAT initial rental
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Personal contract hire Mazda Mazda3, Hatchback
Mazda Mazda3 Hatch
2.0 SKYACTIV-G 122 SE-L 5Dr Manual [Start Stop]
£226.40 incl VAT monthly rental
£1358.40 incl VAT initial rental
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Personal contract hire Mazda Mazda3, Hatchback
Mazda Mazda3 Hatch
2.0 SKYACTIV-G 122 SE-L 5Dr Manual [Start Stop]
£232.38 incl VAT monthly rental
£1394.28 incl VAT initial rental
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Personal contract hire Mazda Mazda6, Estate
Mazda Mazda6 Tourer
2.0 SKYACTIV-G 145 SE-L Lux Nav+ 5Dr Manual [Start Stop]
£233.44 incl VAT monthly rental
£1400.64 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Personal contract hire Mazda Mazda6, Estate
Mazda Mazda6 Tourer
2.0 SKYACTIV-G 145 SE-L Lux Nav+ 5Dr Manual [Start Stop]
£249.12 incl VAT monthly rental
£1494.72 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Personal contract hire Mazda CX-5, SUV / 4x4
Mazda CX-5 SUV
2.0 SKYACTIV-G 165 SE-L Nav+ 5Dr Auto [Start Stop]
£338.88 incl VAT monthly rental
£2033.28 incl VAT initial rental
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Personal contract hire Mazda CX-5, SUV / 4x4
Mazda CX-5 SUV
2.0 SKYACTIV-G 165 SE-L Nav+ 5Dr Auto [Start Stop]
£298.06 incl VAT monthly rental
£1788.36 incl VAT initial rental
Personal contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Personal contract hire Mazda CX-5, SUV / 4x4
Mazda CX-5 SUV
2.0 SKYACTIV-G 165 SE-L Nav+ 5Dr Auto [Start Stop]
£289.80 incl VAT monthly rental
£1738.80 incl VAT initial rental
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Personal contract hire Peugeot 2008, SUV / 4x4
Peugeot 2008 SUV
1.2 PureTech 130 Allure 5Dr Manual [Start Stop]
£236.40 incl VAT monthly rental
£1418.40 incl VAT initial rental
Personal contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
1.2 litre Petrol Manual
+ compare
Personal contract hire Peugeot 308, Estate
Peugeot 308 SW
1.2 PureTech 130 Tech Edition 5Dr EAT8 [Start Stop]
£290.40 incl VAT monthly rental
£1742.40 incl VAT initial rental
Personal contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
1.2 litre Petrol Automatic
+ compare
Personal contract hire Mazda CX-3, SUV / 4x4
Mazda CX-3 SUV
2.0 SKYACTIV-G 121 SE Nav+ 5Dr Manual [Start Stop]
£206.39 incl VAT monthly rental
£1238.34 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Personal contract hire Mazda Mazda2, Hatchback
Mazda Mazda2 Hatch
1.5 SKYACTIV-G 75 SE+ 5Dr Manual [Start Stop]
£203.33 incl VAT monthly rental
£1219.98 incl VAT initial rental
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
1.5 litre Petrol Manual
+ compare
Personal contract hire Mazda CX-3, SUV / 4x4
Mazda CX-3 SUV
2.0 SKYACTIV-G 121 Sport Nav+ 5Dr Manual [Start Stop]
£243.13 incl VAT monthly rental
£1458.78 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Personal contract hire Mazda CX-3, SUV / 4x4
Mazda CX-3 SUV
2.0 SKYACTIV-G 121 Sport Nav+ 5Dr Manual [Start Stop]
£221.69 incl VAT monthly rental
£1330.14 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Personal contract hire Honda CR-V, SUV / 4x4
Honda CR-V SUV 2WD
1.5 i-VTEC Turbo 173 S 5Dr Manual [Start Stop]
£275.62 incl VAT monthly rental
£1653.72 incl VAT initial rental
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
1.5 litre Petrol Manual
+ compare
Audi A5 40 Cabriolet
2.0 TFSI 190 S line 2Dr S Tronic [Start Stop] [Technology]
£348.46 incl VAT monthly rental
£3136.14 incl VAT initial rental
Special deal
Personal contract hire Audi A5, Cabriolet
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 6000
2 litre Petrol Automatic
+ compare
Audi A5 40 Cabriolet
2.0 TFSI 190 S line 2Dr S Tronic [Start Stop] [Technology]
£390.84 incl VAT monthly rental
£390.84 incl VAT initial rental
Special deal
Personal contract hire Audi A5, Cabriolet
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 1 + 47
Annual mileage: 6000
2 litre Petrol Automatic
+ compare
Audi A5 40 Cabriolet
2.0 TFSI 190 S line 2Dr S Tronic [Start Stop]
£375.64 incl VAT monthly rental
£375.64 incl VAT initial rental
Special deal
Personal contract hire Audi A5, Cabriolet
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 1 + 47
Annual mileage: 6000
2 litre Petrol Automatic
+ compare
Audi A5 40 Cabriolet
2.0 TFSI 190 S line 2Dr S Tronic [Start Stop]
£333.35 incl VAT monthly rental
£3000.15 incl VAT initial rental
Special deal
Personal contract hire Audi A5, Cabriolet
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 6000
2 litre Petrol Automatic
+ compare
Audi Q5 45 SUV quattro
2.0 TFSI 245 Black Edition 5Dr S Tronic [Start Stop] [Technology]
£390.67 incl VAT monthly rental
£3516.03 incl VAT initial rental
Special deal
Personal contract hire Audi Q5, SUV / 4x4
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
BMW X1 sDrive20 SUV
2.0 i 192 M Sport 5Dr DCT [Start Stop]
£256.61 incl VAT monthly rental
£2309.49 incl VAT initial rental
Special deal
Personal contract hire BMW X1, SUV / 4x4
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 6000
2 litre Petrol Automatic
+ compare
Volkswagen Tiguan SUV 2wd SWB
2.0 TDI 150 SEL 5Dr Manual [Start Stop]
£275.15 incl VAT monthly rental
£2476.35 incl VAT initial rental
Special deal
Personal contract hire Volkswagen Tiguan, SUV / 4x4
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 6000
2 litre Diesel Manual
+ compare
BMW 1 Series 118 Hatch RWD
1.5 i 136 M Sport Shadow Edition 5Dr Auto [Start Stop]
£232.46 incl VAT monthly rental
£2092.14 incl VAT initial rental
Special deal
Personal contract hire BMW 1 Series, Hatchback
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 6000
1.5 litre Petrol Automatic
+ compare
Audi A4 35 Saloon
2.0 TFSI 150 Black Edition 4Dr S Tronic [Start Stop]
£269.15 incl VAT monthly rental
£2422.35 incl VAT initial rental
Special deal
Personal contract hire Audi A4, Saloon
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 5000
2 litre Petrol Automatic
+ compare
Nissan Qashqai SUV 2wd
1.3 DIG-T 140 N-Connecta 5Dr Manual [Start Stop] [Pan Roof]
£184.62 incl VAT monthly rental
£2215.44 incl VAT initial rental
Special deal
Personal contract hire Nissan Qashqai, SUV / 4x4
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 12 + 23
Annual mileage: 6000
1.3 litre Petrol Manual
+ compare
Mazda Mazda3 Hatch
2.0 SKYACTIV-G 122 SE-L 5Dr Auto [Start Stop]
£249.59 incl VAT monthly rental
£1497.54 incl VAT initial rental
Personal contract hire Mazda Mazda3, Hatchback
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Mazda Mazda6 Saloon
2.0 SKYACTIV-G 145 SE-L Nav+ 4Dr Auto [Start Stop]
£254.96 incl VAT monthly rental
£1529.76 incl VAT initial rental
Personal contract hire Mazda Mazda6, Saloon
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Mazda Mazda3 Hatch
2.0 SKYACTIV-G 122 SE-L 5Dr Manual [Start Stop]
£226.40 incl VAT monthly rental
£1358.40 incl VAT initial rental
Personal contract hire Mazda Mazda3, Hatchback
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Mazda Mazda3 Hatch
2.0 SKYACTIV-G 122 SE-L 5Dr Manual [Start Stop]
£232.38 incl VAT monthly rental
£1394.28 incl VAT initial rental
Personal contract hire Mazda Mazda3, Hatchback
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Mazda Mazda6 Tourer
2.0 SKYACTIV-G 145 SE-L Lux Nav+ 5Dr Manual [Start Stop]
£233.44 incl VAT monthly rental
£1400.64 incl VAT initial rental
Personal contract hire Mazda Mazda6, Estate
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Mazda Mazda6 Tourer
2.0 SKYACTIV-G 145 SE-L Lux Nav+ 5Dr Manual [Start Stop]
£249.12 incl VAT monthly rental
£1494.72 incl VAT initial rental
Personal contract hire Mazda Mazda6, Estate
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Mazda CX-5 SUV
2.0 SKYACTIV-G 165 SE-L Nav+ 5Dr Auto [Start Stop]
£338.88 incl VAT monthly rental
£2033.28 incl VAT initial rental
Personal contract hire Mazda CX-5, SUV / 4x4
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Mazda CX-5 SUV
2.0 SKYACTIV-G 165 SE-L Nav+ 5Dr Auto [Start Stop]
£298.06 incl VAT monthly rental
£1788.36 incl VAT initial rental
Personal contract hire Mazda CX-5, SUV / 4x4
Personal contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Mazda CX-5 SUV
2.0 SKYACTIV-G 165 SE-L Nav+ 5Dr Auto [Start Stop]
£289.80 incl VAT monthly rental
£1738.80 incl VAT initial rental
Personal contract hire Mazda CX-5, SUV / 4x4
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Peugeot 2008 SUV
1.2 PureTech 130 Allure 5Dr Manual [Start Stop]
£236.40 incl VAT monthly rental
£1418.40 incl VAT initial rental
Personal contract hire Peugeot 2008, SUV / 4x4
Personal contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
1.2 litre Petrol Manual
+ compare
Peugeot 308 SW
1.2 PureTech 130 Tech Edition 5Dr EAT8 [Start Stop]
£290.40 incl VAT monthly rental
£1742.40 incl VAT initial rental
Personal contract hire Peugeot 308, Estate
Personal contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
1.2 litre Petrol Automatic
+ compare
Mazda CX-3 SUV
2.0 SKYACTIV-G 121 SE Nav+ 5Dr Manual [Start Stop]
£206.39 incl VAT monthly rental
£1238.34 incl VAT initial rental
Personal contract hire Mazda CX-3, SUV / 4x4
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Mazda Mazda2 Hatch
1.5 SKYACTIV-G 75 SE+ 5Dr Manual [Start Stop]
£203.33 incl VAT monthly rental
£1219.98 incl VAT initial rental
Personal contract hire Mazda Mazda2, Hatchback
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
1.5 litre Petrol Manual
+ compare
Mazda CX-3 SUV
2.0 SKYACTIV-G 121 Sport Nav+ 5Dr Manual [Start Stop]
£243.13 incl VAT monthly rental
£1458.78 incl VAT initial rental
Personal contract hire Mazda CX-3, SUV / 4x4
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Mazda CX-3 SUV
2.0 SKYACTIV-G 121 Sport Nav+ 5Dr Manual [Start Stop]
£221.69 incl VAT monthly rental
£1330.14 incl VAT initial rental
Personal contract hire Mazda CX-3, SUV / 4x4
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Honda CR-V SUV 2WD
1.5 i-VTEC Turbo 173 S 5Dr Manual [Start Stop]
£275.62 incl VAT monthly rental
£1653.72 incl VAT initial rental
Personal contract hire Honda CR-V, SUV / 4x4
Personal contract hire
Contract term: 48 months
Rental profile: 6 + 47
Annual mileage: 10000
1.5 litre Petrol Manual
+ compare

About personal contract hire

Personal contract hire is commonly referred to as a vehicle lease. The vehicle is purchased by the finance company who estimates a value of the vehicle at end of the term and your monthly payment consists of the depreciation and interest. The benefits are simply no residual value risk and fixed payments but the vehicle has to be returned in a reasonable condition and not a greater mileage than stated at contract inception or the finance company will levy a charge for this.

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