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26th Mar 2019 - We supply all makes and models at competitive prices please ring or email your exact requirements!
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Testimonials

We recently purchased a van from you and I wanted to take the opportunity of thanking you for making it a smooth operation.

We needed a new van on the road asap. From my first phone call to you to taking delivery of the new van was approximately a week. This helped us to continue to do business for our clients with minimal disruption to our regular service.

You and your team were on hand throughout the process with any questions that I had along the way answered and the paperwork side of things was made clear and transparent to me. The price was good and we will certainly be recommending you to our clients, acquaintances, friends and family.

Craig R Smith

Took delivery of the car this morning. Just a short note to thank you both for sourcing and acquiring a vehicle so quickly for me. I will certainly be recommending Finance 1 to colleagues and friends.

Michael Usher

Finance One has just sourced a new commercial van for me, in a simple and extremely cost effective manner. The service provided was efficient and most importantly the van sourced was much cheaper than any high street or internet dealer that I had approached. Thank you for the professional and stress free experience.

Mr G Browne

I would like to thank and recommend David and the Team at Finance One. the service has been excellent from day one from sourcing the vehicle to negotiating the price.

Thanks again and I will have no hesitation in recommending you to anyone I know.

Brian Downton

The one thing about your company that stands out the most, is the service and within that service is the incredible patience you showed.

Mr D Bridge

Just wanted to than you re your help with the recent car lease. The car is exactly what we need. As usual the customer car from you guys was exceptional. That's why I have gotten all my cars through Finance 1 and I will be knocking on your door when the current lease is up!

Mr T O'Reilly

Wanted to say a massive thank you to all at Finance One with acquiring my new car. LOVE IT!

Oliver Thompson

Just want to say Thank You to David and all at Finance One for yet another fantastic car and service. Could not be happier

Mr M Reed

May I thank the team at Finance One for an exceptional service in relation to the recent delivery to our organisation.

I look forward to speaking with you soon, and to a long and mutually beneficial business relationship.

Tony Palmer

I'd like to say a huge thanks to you and your team at Finance 1 Ltd. I have recently leased two brand new Citroen vans from you and I couldn't be happier with them.

You and your team were extremely professional and I have and will continue to recommend your services to family, friends and clients.

From our first telephone conversation to when they were delivered you listened to all our requests ranging from the vehicle colours to the spec inside and manged them all and still kept within our price range.

You kept me updated throughout the process and were even kind enough to take delivery of the vans on our behalf at your office.

Thanks

Steve Shipp

co2 Up to 75 g/km (Low CO2)co2 0-0 g/kmco2 1-50 g/kmco2 51-75 g/kmco2 76-90 g/kmco2 91-100 g/kmco2 101-110 g/kmco2 111-130 g/kmco2 131-150 g/kmco2 151-170 g/kmco2 171-190 g/kmco2 191-225 g/kmco2 226-255 g/kmco2 256> g/km
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Personal contract hire cars

Special deal
Personal contract hire BMW X1, SUV / 4x4
BMW X1 sDrive20 SUV
2.0 i 192 M Sport 5Dr DCT [Start Stop]
£259.55 incl VAT monthly rental
£3114.60 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 12 + 35
Annual mileage: 6000
2 litre Petrol Automatic
+ compare
Special deal
Personal contract hire Audi A6, Saloon
Audi A6 40 Saloon
2.0 TDI 204 S line 4Dr S Tronic [Start Stop]
£360.99 incl VAT monthly rental
£3248.91 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
Special deal
Personal contract hire SEAT Arona, SUV / 4x4
SEAT Arona SUV
1.6 TDI 115 SE Technology Lux 5Dr Manual [Start Stop]
£174.96 incl VAT monthly rental
£1574.64 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
1.6 litre Diesel Manual
+ compare
Special deal
Personal contract hire Nissan Juke, SUV / 4x4
Nissan Juke SUV
1.6 112 Bose Personal Edition 5Dr Manual
£181.87 incl VAT monthly rental
£1636.85 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
1.6 litre Petrol Manual
+ compare
Special deal
Personal contract hire Mazda MX-5, Cabriolet
Mazda MX-5 Convertible
1.5 SKYACTIV-G 132 SE+ 2Dr Manual
£179.99 incl VAT monthly rental
£1619.89 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 8000
1.5 litre Petrol Manual
+ compare
Special deal
Personal contract hire Mercedes-Benz CLA, Saloon
Mercedes-Benz CLA CLA180 Coupe
1.6 122 AMG Line Edition 4Dr Manual [Start Stop]
£263.87 incl VAT monthly rental
£2374.81 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 6000
1.6 litre Petrol Manual
+ compare
Special deal
Personal contract hire Audi A4, Saloon
Audi A4 35 Saloon
2.0 TFSI 150 Sport 4Dr Manual [Start Stop]
£243.62 incl VAT monthly rental
£2192.58 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Special deal
Personal contract hire Fiat 500, Hatchback
Fiat 500 Hatch
1.2 8V 69 Lounge 3Dr Manual [Start Stop]
£123.79 incl VAT monthly rental
£1485.50 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 12 + 47
Annual mileage: 6000
1.2 litre Petrol Manual
+ compare
Special deal
Personal contract hire Renault Clio, Hatchback
Renault Clio Hatch
0.9 TCe 90 Iconic 5Dr Manual [Start Stop]
£142.96 incl VAT monthly rental
£1715.47 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 12 + 47
Annual mileage: 6000
0.9 litre Petrol Manual
+ compare
Special deal
Personal contract hire Mercedes-Benz A Class, Hatchback
Mercedes-Benz A Class A200 Hatch
1.3 163 AMG Line 5Dr 7G-DCT [Start Stop]
£246.78 incl VAT monthly rental
£2961.36 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 12 + 23
Annual mileage: 6000
1.3 litre Petrol Manual
+ compare
Special deal
Personal contract hire MINI Hatch, Hatchback
MINI Hatch II Cooper
1.5 136 Classic 3Dr Manual [Start Stop] [Comfort]
£191.34 incl VAT monthly rental
£1722.06 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 6000
1.5 litre Petrol Manual
+ compare
Special deal
Personal contract hire Mercedes-Benz C Class, Saloon
Mercedes-Benz C Class C200 Saloon
1.5 198 AMG Line 4Dr G-Tronic+ [Start Stop]
£311.04 incl VAT monthly rental
£2799.36 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
1.5 litre Petrol Automatic
+ compare
Special deal
Personal contract hire Mercedes-Benz A Class, Hatchback
Mercedes-Benz A Class A180 Hatch
1.3 136 AMG Line 5Dr 7G-DCT [Start Stop]
£245.53 incl VAT monthly rental
£2209.79 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
1.3 litre Petrol Automatic
+ compare
Special deal
Personal contract hire Ford S-MAX, MPV
Ford S-MAX MPV
1.5 T EcoBoost 165 ST-Line 5Dr Manual [Start Stop]
£266.39 incl VAT monthly rental
£2397.49 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
1.5 litre Petrol Manual
+ compare
Special deal
Personal contract hire Volkswagen Touran, MPV
Volkswagen Touran MPV
1.6 TDI 115 SE Family 5Dr DSG [Start Stop]
£229.58 incl VAT monthly rental
£2066.26 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
1.6 litre Diesel Automatic
+ compare
Special deal
Personal contract hire SEAT Leon, Hatchback
SEAT Leon Hatch
1.5 TSI EVO 130 SE Dynamic 5Dr Manual [Start Stop]
£147.48 incl VAT monthly rental
£1327.32 incl VAT initial rental
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
1.5 litre Petrol Manual
+ compare
Special deal
Personal contract hire Nissan Qashqai, SUV / 4x4
Nissan Qashqai SUV 2wd
1.3 DIG-T 140 Acenta Premium 5Dr Manual [Start Stop]
£217.31 incl VAT monthly rental
£1955.77 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
1.3 litre Petrol Manual
+ compare
Special deal
Personal contract hire Mercedes-Benz C Class, Saloon
Mercedes-Benz C Class C200 Saloon
2.0 184 AMG Line 4Dr G-Tronic+ [Start Stop]
£311.69 incl VAT monthly rental
£2805.21 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Special deal
Personal contract hire MINI Countryman, Hatchback
MINI Countryman Cooper S
2.0 192 Classic 5Dr Steptronic [Start Stop] [Comfort]
£222.00 incl VAT monthly rental
£1998.00 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 8000
2 litre Petrol Automatic
+ compare
Special deal
Personal contract hire MINI Clubman, Estate
MINI Clubman Cooper S
2.0 192 Sport 6Dr Manual [Start Stop] [Comfort]
£243.60 incl VAT monthly rental
£2192.40 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 8000
2 litre Petrol Manual
+ compare
Special deal
Personal contract hire Mercedes-Benz A Class, Hatchback
Mercedes-Benz A Class A200 Hatch
1.3 163 AMG Line 5Dr Manual [Start Stop]
£294.31 incl VAT monthly rental
£2648.81 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
1.3 litre Petrol Manual
+ compare
Special deal
Personal contract hire BMW 4 Series, Hatchback
BMW 4 Series 420 Gran Coupe
2.0 i 184 M Sport 5Dr Auto [Start Stop]
£303.25 incl VAT monthly rental
£2729.25 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 8000
2 litre Petrol Automatic
+ compare
Special deal
Personal contract hire BMW 4 Series, Hatchback
BMW 4 Series 420 Gran Coupe
2.0 i 184 M Sport 5Dr Manual [Start Stop]
£291.59 incl VAT monthly rental
£2624.31 incl VAT initial rental
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 8000
2 litre Petrol Manual
+ compare
Personal contract hire Honda Civic, Hatchback
Honda Civic Hatch
1.0 VTEC Turbo 129 EX 5Dr CVT [Start Stop]
£291.60 incl VAT monthly rental
£1749.60 incl VAT initial rental
Personal contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
1 litre Petrol Automatic
+ compare
Personal contract hire Honda Civic, Hatchback
Honda Civic Hatch
1.0 VTEC Turbo 129 EX 5Dr CVT [Start Stop]
£312.66 incl VAT monthly rental
£1875.96 incl VAT initial rental
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
1 litre Petrol Automatic
+ compare
Personal contract hire Mazda Mazda6, Saloon
Mazda Mazda6 Saloon
2.0 SKYACTIV-G 145 SE-L Lux Nav+ 4Dr Manual [Start Stop]
£252.00 incl VAT monthly rental
£1512.00 incl VAT initial rental
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Manual
+ compare
BMW X1 sDrive20 SUV
2.0 i 192 M Sport 5Dr DCT [Start Stop]
£259.55 incl VAT monthly rental
£3114.60 incl VAT initial rental
Special deal
Personal contract hire BMW X1, SUV / 4x4
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 12 + 35
Annual mileage: 6000
2 litre Petrol Automatic
+ compare
Audi A6 40 Saloon
2.0 TDI 204 S line 4Dr S Tronic [Start Stop]
£360.99 incl VAT monthly rental
£3248.91 incl VAT initial rental
Special deal
Personal contract hire Audi A6, Saloon
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 10000
2 litre Diesel Automatic
+ compare
SEAT Arona SUV
1.6 TDI 115 SE Technology Lux 5Dr Manual [Start Stop]
£174.96 incl VAT monthly rental
£1574.64 incl VAT initial rental
Special deal
Personal contract hire SEAT Arona, SUV / 4x4
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
1.6 litre Diesel Manual
+ compare
Nissan Juke SUV
1.6 112 Bose Personal Edition 5Dr Manual
£181.87 incl VAT monthly rental
£1636.85 incl VAT initial rental
Special deal
Personal contract hire Nissan Juke, SUV / 4x4
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
1.6 litre Petrol Manual
+ compare
Mazda MX-5 Convertible
1.5 SKYACTIV-G 132 SE+ 2Dr Manual
£179.99 incl VAT monthly rental
£1619.89 incl VAT initial rental
Special deal
Personal contract hire Mazda MX-5, Cabriolet
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 8000
1.5 litre Petrol Manual
+ compare
Mercedes-Benz CLA CLA180 Coupe
1.6 122 AMG Line Edition 4Dr Manual [Start Stop]
£263.87 incl VAT monthly rental
£2374.81 incl VAT initial rental
Special deal
Personal contract hire Mercedes-Benz CLA, Saloon
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 6000
1.6 litre Petrol Manual
+ compare
Audi A4 35 Saloon
2.0 TFSI 150 Sport 4Dr Manual [Start Stop]
£243.62 incl VAT monthly rental
£2192.58 incl VAT initial rental
Special deal
Personal contract hire Audi A4, Saloon
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
2 litre Petrol Manual
+ compare
Fiat 500 Hatch
1.2 8V 69 Lounge 3Dr Manual [Start Stop]
£123.79 incl VAT monthly rental
£1485.50 incl VAT initial rental
Special deal
Personal contract hire Fiat 500, Hatchback
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 12 + 47
Annual mileage: 6000
1.2 litre Petrol Manual
+ compare
Renault Clio Hatch
0.9 TCe 90 Iconic 5Dr Manual [Start Stop]
£142.96 incl VAT monthly rental
£1715.47 incl VAT initial rental
Special deal
Personal contract hire Renault Clio, Hatchback
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 12 + 47
Annual mileage: 6000
0.9 litre Petrol Manual
+ compare
Mercedes-Benz A Class A200 Hatch
1.3 163 AMG Line 5Dr 7G-DCT [Start Stop]
£246.78 incl VAT monthly rental
£2961.36 incl VAT initial rental
Special deal
Personal contract hire Mercedes-Benz A Class, Hatchback
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 12 + 23
Annual mileage: 6000
1.3 litre Petrol Manual
+ compare
MINI Hatch II Cooper
1.5 136 Classic 3Dr Manual [Start Stop] [Comfort]
£191.34 incl VAT monthly rental
£1722.06 incl VAT initial rental
Special deal
Personal contract hire MINI Hatch, Hatchback
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 6000
1.5 litre Petrol Manual
+ compare
Mercedes-Benz C Class C200 Saloon
1.5 198 AMG Line 4Dr G-Tronic+ [Start Stop]
£311.04 incl VAT monthly rental
£2799.36 incl VAT initial rental
Special deal
Personal contract hire Mercedes-Benz C Class, Saloon
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
1.5 litre Petrol Automatic
+ compare
Mercedes-Benz A Class A180 Hatch
1.3 136 AMG Line 5Dr 7G-DCT [Start Stop]
£245.53 incl VAT monthly rental
£2209.79 incl VAT initial rental
Special deal
Personal contract hire Mercedes-Benz A Class, Hatchback
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
1.3 litre Petrol Automatic
+ compare
Ford S-MAX MPV
1.5 T EcoBoost 165 ST-Line 5Dr Manual [Start Stop]
£266.39 incl VAT monthly rental
£2397.49 incl VAT initial rental
Special deal
Personal contract hire Ford S-MAX, MPV
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
1.5 litre Petrol Manual
+ compare
Volkswagen Touran MPV
1.6 TDI 115 SE Family 5Dr DSG [Start Stop]
£229.58 incl VAT monthly rental
£2066.26 incl VAT initial rental
Special deal
Personal contract hire Volkswagen Touran, MPV
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
1.6 litre Diesel Automatic
+ compare
SEAT Leon Hatch
1.5 TSI EVO 130 SE Dynamic 5Dr Manual [Start Stop]
£147.48 incl VAT monthly rental
£1327.32 incl VAT initial rental
Special deal
Personal contract hire SEAT Leon, Hatchback
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
1.5 litre Petrol Manual
+ compare
Nissan Qashqai SUV 2wd
1.3 DIG-T 140 Acenta Premium 5Dr Manual [Start Stop]
£217.31 incl VAT monthly rental
£1955.77 incl VAT initial rental
Special deal
Personal contract hire Nissan Qashqai, SUV / 4x4
This vehicle is in stock
Personal contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
1.3 litre Petrol Manual
+ compare
Mercedes-Benz C Class C200 Saloon
2.0 184 AMG Line 4Dr G-Tronic+ [Start Stop]
£311.69 incl VAT monthly rental
£2805.21 incl VAT initial rental
Special deal
Personal contract hire Mercedes-Benz C Class, Saloon
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
MINI Countryman Cooper S
2.0 192 Classic 5Dr Steptronic [Start Stop] [Comfort]
£222.00 incl VAT monthly rental
£1998.00 incl VAT initial rental
Special deal
Personal contract hire MINI Countryman, Hatchback
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 8000
2 litre Petrol Automatic
+ compare
MINI Clubman Cooper S
2.0 192 Sport 6Dr Manual [Start Stop] [Comfort]
£243.60 incl VAT monthly rental
£2192.40 incl VAT initial rental
Special deal
Personal contract hire MINI Clubman, Estate
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 8000
2 litre Petrol Manual
+ compare
Mercedes-Benz A Class A200 Hatch
1.3 163 AMG Line 5Dr Manual [Start Stop]
£294.31 incl VAT monthly rental
£2648.81 incl VAT initial rental
Special deal
Personal contract hire Mercedes-Benz A Class, Hatchback
This vehicle is in stock
Personal contract hire
Contract term: 24 months
Rental profile: 9 + 23
Annual mileage: 10000
1.3 litre Petrol Manual
+ compare
BMW 4 Series 420 Gran Coupe
2.0 i 184 M Sport 5Dr Auto [Start Stop]
£303.25 incl VAT monthly rental
£2729.25 incl VAT initial rental
Special deal
Personal contract hire BMW 4 Series, Hatchback
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 8000
2 litre Petrol Automatic
+ compare
BMW 4 Series 420 Gran Coupe
2.0 i 184 M Sport 5Dr Manual [Start Stop]
£291.59 incl VAT monthly rental
£2624.31 incl VAT initial rental
Special deal
Personal contract hire BMW 4 Series, Hatchback
This vehicle is in stock
Personal contract hire
Contract term: 48 months
Rental profile: 9 + 47
Annual mileage: 8000
2 litre Petrol Manual
+ compare
Honda Civic Hatch
1.0 VTEC Turbo 129 EX 5Dr CVT [Start Stop]
£291.60 incl VAT monthly rental
£1749.60 incl VAT initial rental
Personal contract hire Honda Civic, Hatchback
Personal contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
1 litre Petrol Automatic
+ compare
Honda Civic Hatch
1.0 VTEC Turbo 129 EX 5Dr CVT [Start Stop]
£312.66 incl VAT monthly rental
£1875.96 incl VAT initial rental
Personal contract hire Honda Civic, Hatchback
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
1 litre Petrol Automatic
+ compare
Mazda Mazda6 Saloon
2.0 SKYACTIV-G 145 SE-L Lux Nav+ 4Dr Manual [Start Stop]
£252.00 incl VAT monthly rental
£1512.00 incl VAT initial rental
Personal contract hire Mazda Mazda6, Saloon
Personal contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 10000
2 litre Petrol Manual
+ compare

About personal contract hire

Personal contract hire is commonly referred to as a vehicle lease. The vehicle is purchased by the finance company who estimates a value of the vehicle at end of the term and your monthly payment consists of the depreciation and interest. The benefits are simply no residual value risk and fixed payments but the vehicle has to be returned in a reasonable condition and not a greater mileage than stated at contract inception or the finance company will levy a charge for this.

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